Rohan Shah

5161 Grainger Hall

975 University Avenue

Madison, WI 53706

rpshah3@wisc.edu

I am a second-year PhD student in Operations and Information Management at the Wisconsin School of Business where I plan to focus on healthcare operations management. I am interested in the implementation of AI tools in clinical settings, the corporatization of healthcare, and clinical behavior. Prior to WSB, I completed my Bachelor’s degree at UW-Madison where I majored in economics and data science with a minor in mathematics.

selected publications

Procrastination in personal finance: Implications for estate planning and retirement satisfaction

Rohan Shah and Anita Mukherjee

Journal of Behavioral and Experimental Finance, Mar 2026

Abs DOI

Despite concerns that many older adults delay essential financial decisions, there is limited population-level evidence linking measured procrastination to late-life behavior. Using the first nationwide procrastination module in the Health and Retirement Study, we show that individuals with higher procrastination scores are significantly less likely to engage in core estate-planning tasks. Procrastinators are about nine percentage points less likely to have a will or trust and report lower retirement satisfaction, controlling for demographics, income, and region. We validate the behavioral measure by showing that procrastinators report worse health and exhibit some riskier behaviors, consistent with theoretical predictions. Together, these results highlight procrastination as a meaningful behavioral constraint that shapes financial and health outcomes at older ages.